Private Money

Private Money Loans

Access private capital for unique opportunities and flexible financing solutions

What are Private Money Loans?

Private money loans are funded by individuals or private companies rather than traditional financial institutions. These loans offer more flexibility, faster approval times, and creative financing solutions for real estate investors who need quick access to capital or have unique property situations.

Unlike bank loans that focus heavily on credit scores and income documentation, private money lenders prioritize the property’s value and potential. This makes them ideal for time-sensitive deals, fix-and-flip projects, or situations where traditional financing isn’t available.

Key Features

Fast Approval Process

Get funding in days, not months. Perfect for time-sensitive investment opportunities and competitive situations.

Flexible Terms

Customized loan structures tailored to your specific deal, timeline, and exit strategy.

Credit Flexibility

Focus on the property’s value and potential rather than just credit scores and income documentation.

Creative Solutions

Finance unique properties or situations that traditional banks won’t consider.

Interest-Only Options

Maximize cash flow during your project with interest-only payment structures.

Higher LTV Available

Access up to 90% of property value with experience and strong track record.

Best Use Cases

Fix & Flip Projects

Get fast funding for property renovations and quick turnarounds. Private money loans are structured for short-term holds with flexible repayment at sale.

Bridge Financing

Short-term financing between property transactions or while securing permanent financing. Perfect for transition periods and timing gaps.

Unique or Distressed Properties

Finance properties that don’t qualify for traditional loans – including foreclosures, properties needing major repairs, or unconventional property types.